Working capital under your brand
Give your customers fast, flexible capital inside your platform. Earn revenue on every funded deal, strengthen retention, and keep every interaction under your brand.
The full lending program, under your brand
Rail runs the capital, credit decisions, and back office. Your platform owns the customer relationship and earns on every funded deal.
- OriginationActive
- UnderwritingAuto
- Servicing24/7
- CollectionsManaged
A financing product for every kind of customer
Term Loan
A fixed-term loan with consistent monthly payments for customers who want predictability.
Learn moreRevenue-Based Financing
An advance on revenue that repays as a percentage of daily sales, flexing with your customer's cash flow.
Learn moreLine of Credit
Revolving access to working capital that customers can draw from as needed, with the line replenishing as balances clear.
Learn moreYour first 30 days with Rail
A step-by-step path from initial setup to live customer funding and first revenue in just 30 days.
Get connected
- Define your customer flow
- Choose your credit products
- Set your brand guidelines
Get configured
- Customize terms and offers
- Integrate embedded components
- Test the full flow
Get paid
- Launch to customers
- First deals funded
- Revenue share hits your account
One stack, many products
A payment method that grows revenue
Let business customers split purchases, invoices, and payroll into installments.
Credit, rewards, and spend management
Turn everyday customer spend into revenue and loyalty for your platform.